Required Disclosures

Company & licensing

• Mortgage services are provided by One Stop Group, NMLS #1896199 — verify on NMLS Consumer Access.
• Mortgage loan originators: Daniel B. Mariano (NMLS #2497481), John C. Martins (NMLS #292463).
• Additional state licensing details are available on request.

Mortgage disclosures

Nothing on this website is a commitment to lend or an offer of specific terms. All loans are subject to qualification, underwriting, and program availability.

Real estate & settlement

Real estate and settlement services are provided in accordance with applicable state law; any transaction-specific disclosures are provided in the course of your engagement.

Credit repair services

Credit repair services are provided in accordance with the federal Credit Repair Organizations Act (CROA) and applicable state credit-services laws. Before any work begins, you will receive a written contract describing the services to be performed and their cost, together with the federally required “Consumer Credit File Rights Under State and Federal Law” disclosure, and you may cancel that contract without charge within three business days of signing.

• You have the right to dispute inaccurate information in your credit report yourself, at no cost, directly with each credit bureau. Free copies of your credit reports are available at AnnualCreditReport.com.
• No one can lawfully remove accurate and timely negative information from a credit report, and no specific credit score, score increase, or outcome can be guaranteed.
• Fees are charged only for services actually performed — never before services are rendered.
• Credit repair service availability varies by state.

Equal housing

⌂ Equal Housing Opportunity. We are committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

Effective July 2026.